What if you take too much responsibility for 401(k) or IRA?

Have you saved too much money on your 401K account? Learn how this is done and how to use the best tools to manage your retirement and finance accounts.

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Do you have enough money to retire? This is a rule of thumb

How much should you save for retirement? It seems that everyone has their own opinion on this seemingly simple question. In fact, as long as you understand the meaning of your choice, the answer is very simple.

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Social Security Benefits: When should I receive benefits?

Now that you have all the information, let us solve the biggest problem facing most future retirees: When should I receive benefits? This is a very complicated issue and you need to consider some assumptions and calculations. A blog post is unlikely to cover all the incidents of this issue. So we won't tell you exactly when you should receive social security benefits.

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Obama's medical reform explanation: simple enough to explain to your child

In 2010, President Obama and Congress created the Obamacare reform. why? They want to make sure that all Americans get health insurance. More importantly, they want to reduce medical expenses.

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How to pay off student loans after graduation

With graduation days and graduation ceremonies now in many people's rearview mirrors, it is important that new college graduates start thinking about their financial future. This means don't delay processing any student loan debt you may accumulate.

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It is never too early to save money for retirement

If you are in your 20s or early 30s, how much do you think you need to save for retirement to maintain your lifestyle? Would you choose $200,000, $500,000, $2 million, or $10 million? If you choose $2 million, you are right.

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Is social security benefits taxable?

Although people may be intolerable, the fact is that social security benefits may be taxable. In general, if your only income comes from social insurance, your benefits may not be taxed and you may not need to file a tax return. However, if you have a source of income in addition to social security, you may be required to pay taxes on your benefits. Other sources of income include wages, self-employment income, interest and dividends, or pension income. Fortunately, the IRS provides some guidance to determine if your social security benefits are taxable.

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5 things that every woman should know about social security

With regard to social security, women should know a lot about things. Here are five of the most important social security messages that every woman should know.

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What is the cost of living adjustment?

Cost-of-living adjustments to social security and supplementary security income to offset the effects of inflation. Cost of living adjustments (COLAs) are usually equal to the percentage increase in the consumer wage index of urban wage earners and civilian personnel (CPI-w) over a specified period of time. For example, if Kevin received $10,000 in social security benefits last year, and this year's COLA is 4.1%, then his welfare this year will be $10,410.

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CHIP Insurance: Child Health Insurance Plan

Finding low-cost health insurance for children is a priority for anyone with a child. We will discuss many options in this article, the most popular of which is the Child Health Insurance Plan (CHIP). CHIP provides health insurance for millions of low-income children who do not meet Medicaid standards. The future of the chip has always been a topic of concern. However, in January 2018, Congress passed a four-year chip extension, and then in February 2018, it was extended for another six years, allowing the chip project to continue for at least another 10 years.

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